Crown Financial Ministry Larry Burkett Program Leads The Path To Financial Freedom And A Total Money Makeover

Crown Financial Ministry Larry Burkett Program Leads The Path To Financial Freedom And A Total Money Makeover

The Crown Financial Ministry was founded in 1976 and is dedicated to equipping people around the world to learn, apply and teach Biblical financial principals. David Newby, author of Why Didnt Anyone Teach Me This? has learned these important financial fundamentals and continues teaching and educating individuals on Larry Burketts program for financial freedom.

These fundamental principals have been taught to more than 50 million people in over 80 nations since Crowns beginning. The Crown Financial Ministry provides a life-transforming message of how to faithfully live by Gods financial principals in all areas of life.

The Crown Financial Ministry is a Bible-based ministry with recognition of Gods ownership of all things as one of its core values. They also believe in the need to pray about everything and have a desire to serve others with excellence while teaching its principals so that all cultures and generations can easily understand.

With the current economic conditions, its never been more important to learn about Christian Stewardship and planning for a total money makeover. David Newby combines the fundamental principals of The Crown Financial Ministry with advanced financial techniques that will create financial security for anyone that is searching for a solution and a total money makeover.

Total spending for an individual or family should not be greater than their total income. If spending is greater, it is necessary to take a strong look at expenses and decrease spending while increasing income. The Crown Financial Ministry provides the direction needed to make changes and secure financial security. David Newby will provide guidance for as long as it takes to make a budget work and walks client through the steps to the security that can be achieved with a total money makeover.

The Crown Financial Ministry provides free tools on their website and helps build a budget which provides the path to debt elimination. David Newby can provide the tools and guidance to help anyone discover the wealth strategies of the ultra-rich and achieve financial freedom in seven years or less. Dreams can come alive as you discover the keys to creating wealth and implement them in your personal finances.

Small Cap Stock, Obee’s Franchise Systems Inc., Featured In Audio Interview At Smallcapvoice

Small Cap Stock, Obee’s Franchise Systems Inc., Featured In Audio Interview At Smallcapvoice

To listen to the audio interview featuring small cap company Obee’s Franchise Systems, Inc. (OTC Pink Sheets: OBFM) with interviewee Peter Brown please go to our website, listed in the resource box.

Obee’s Soups Salads & Subs is owned by Obee’s Franchise Systems Inc., Obee’s currently has over 50 restaurants open and in development across 21 states. The company has commitments to open over 1,000 additional locations over the next ten years. The chain has won numerous local and regional awards for its food menu and service.

Obee’s Franchise Systems, Inc., (OTC Pink Sheets: CYPW) is an OTC Pink Sheets listed small cap stock company, who recently announced that the first restaurant in Port St. Lucie, Florida has been sold by the company’s Area Developer for St. Lucie county. The obee’s(R) soups, salads & subs, located 10075 S. Federal Highway in the Port St. Lucie Town Center has recently been sold by Bruce Campbell to Mr. and Mrs. Ronaldo Silva. The transaction now clears the way for Obee’s Franchise Systems, Inc. and Mr. Campbell to begin selling new franchises in the territory.

‘Bruce made a very prudent decision when he first agreed to be an area developer for our company,’ explained Peter Brown OBFM President. ‘He decided that instead of immediately selling franchises of a restaurant brand that at the time was unknown in this area, he would instead operate the first location himself and thus become an expert. He has done just that and now we’re ready to assist him in every way possible.’

About Small Cap Voice

Small Cap Voice offers small cap & OTC investor relations services, dedicated to ensuring its client companies gain valuable exposure in the small cap and OTC markets. Through internet interviews, conference calls, emails, investment newsletters, small cap & OTC company news and placement on financial web sites Small Cap Voice creates a consistent presence in the public eye for their clients.

Types of Travel Insurance

Types of Travel Insurance

Travel insurance policies provide at least six types of coverage, intended for different types of travelers and trips:

Comprehensive medical travel insurance is for people who don’t have any other medical insurance, even at home. Since most people who can afford it have health care coverage in their home country, often through their employer, comprehensive travel medical insurance is mainly of interest to long-term travelers who’ve left their jobs and lost their insurance coverage at home, or to those living and working outside their country of citizenship or permanent residence.

Emergency medical travel insurance is for people who have medical coverage at home, but whose health plan at home doesn’t cover them while they are travelling. Emergency medical travel insurance only covers emergency services abroad; once you get home, you’re back under your regular home coverage for any necessary follow-up treatment or continuing care. Check with your current insurer before you waste money on an emergency travel medical plan that duplicates your existing coverage.

Medical evacuation travel insurance covers the cost of an air ambulance, attending physician and nurse, etc. if you are so badly injured, or become so ill, that you can’t come home or get to a suitable medical facility on a scheduled commercial passenger flight. Even very badly injured travelers usually can come home on regular flights after no more than a couple of weeks of emergency treatment and stabilization abroad. Some of the activities most likely to lead to a need for medical evacuation, such as scuba diving and extreme sports, are often excluded from medical evacuation coverage.

Trip cancellation and interruption travel insurance covers the cancellation or refund penalties and the cost of getting home if you have to cancel your trip, or cut it short, for specified reasons. The covered reasons vary, but typically include injury or illness to you, a travelling companion, or a member of your immediate family. War and terrorism may or may not be included, or may be covered only at additional charge.

Supplier default insurance covers any money you lose because of the bankruptcy of an airline, cruise line, tour operator, or other provider of travel services. Some travel insurance companies no longer offer it at all, while others pick and choose which travel suppliers they will insure.

No matter which type of travel insurance you go for, make sure you read the fine print!

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It is very essential to have a travel insurance policy. Author Pranav Sharma is an experienced insurance professional and widely read expert on general insurance based in Mumbai. Pranav helps readers opt for best .

Money Flows Like Water

Money Flows Like Water

Money is an uncountable noun. The best thing you can do is count units of money. And every nation has a different name for those units and they are valued relatively to a particular unit’s buying power at home and it’s buying power after conversion somewhere else. And this value is always changing. In other words, we all have a pretty good idea (at least we think we have a pretty good idea) of what money does, but the fact remains that money is completely relative to a extraordinarily complex set of factors, among those including political and economic ones. In a simple sense, diamonds are only valuable because they are rare, and gold (which used to be used as money) was like that as well. But now hardly anyone knows what exactly is determining the value of money- even the economists don’t know.

So how then is money like water? Because most of us have a very simplistic and narrow view of money, and in general, the more you have, the better. But money, like water, always has to go somewhere, doesn’t it? You can, I suppose, accumulate it and keep it, like a water reservoir, in a big bank account for future use. But water evaporates into thin air and so does money (through inflation or economic voodoo spells), so you either must then invest it and make money off your money (which is always risky in one way or another) or spend it ahead of inflation. In any case, if you’re not in the business of making more and more money, (if you’re on a fixed income) money can become a very difficult paradigm to figure out.

I don’t have to worry about that at the moment, though I do find that position enviable (well, a more or less fixed income- I’d like to deal in goods rather than work for cash). But right now my bankbook reads like a riverbed in an extreme environment of a monthly flash floods, immediately followed by a month long drought. Money flows in, I pay all the bills, and there’s nothing left to save. So the nation of me is very water poor.

Build Your Own Cedar Closet Without Breaking The Bank

Build Your Own Cedar Closet Without Breaking The Bank

If you’re thinking about updating your closet space, you have plenty of company. Closet organization is a booming $3 billion industry. Homeowners can spend as much as $30,000 on organized closet systems that can turn those ho-hum, stuffed-to-the-gills wasted spaces into stress-free, spalike quiet rooms.

“Closet renovations are hot right now,” says Pat Simpson, home improvement expert and host of HGTV’s “Before & After,” “Fix It Up!” and “Room To Improve.” “But many closet systems you see in magazines and on TV are out of the financial reach of most Americans.”

The trade magazine Closets notes that the average price of a master bedroom closet installation is more than $3,500-mostly from creating a custom closet with lots of shelves and drawers.

Cedar closets are starting to capture the attention of many consumers across the country. What’s the attraction? A cedar closet offers benefits you can’t find with other products, such as repelling and resisting moths, roaches, silverfish and mildew; providing a wonderful cedar scent; and being safer than mothballs and smelling better.

A Lower-Cost DIY Alternative

Professionally installed cedar closets can be expensive, but they don’t have to be a luxury. One way to update your closet without breaking the bank is by installing cedar closet liners on your own.

“You can create a beautiful cedar closet using do-it-yourself, easy-to-install cedar panels or planks for $150 to $360 for a standard-size closet,” says Simpson.

CedarSafe Natural Closet Liner planks and panels are made of 100 percent Aromatic Eastern Redcedar and line the walls of the closet. Both liners work well with standard or custom racking, shelving, storage drawers and cabinetry.

Any closet in the house is perfect for cedar closet liners. You choose the look you want, measure your space and install it in a matter of hours.

CedarSafe Natural Closet Liner planks and panels are available in the paneling or closet departments of Ace Hardware, Do It Best, The Home Depot, Lowe’s, Menards, True Value, as well as in lumberyards throughout the United States and Canada.

Profitable Franchise In Philippines

Profitable Franchise In Philippines

In the wake of recession many businesses have either gone down or have simply ended. But thankfully some kind of businesses never got affected so badly; those are evergreen fields like chemical industries or food industries or restaurant business. So opening a franchise is the best business. Franchise is set up by the company after good research and testing the viability. Right now opening franchise in Philippines is the best idea.

Philippines is said to be the hub of franchise. Since it attracts lot of tourists attention food franchises in Philippines is very popular as it makes the tourists food of choice available in the foreign land. There are numerous franchises for shopping centers. In Philippines franchise does a very good business and more and more people are getting involved in it.

But many precautions are to be taken before opening a franchise in Philippines like a trusted partner should be found, market value of product and demand in location etc should be well researched on. Otherwise a franchise opened without any research or findings can sink terribly into losses. No company would want this of course bigger brands that are universally famous may not have any threats regarding opening a franchise in Philippines but there is no harm in doing research, it will only help. Confidence of brands popularity might turn into overt confidence just to incur losses. As they say Prevention is better than cure.

Health and wellness centers are also on a boom in the country and so opening any such franchise in Philippines can be surely considered. People go to Thailand and Philippines to get treated for various ailments and so having a wellness or health care center can be viable. But not every kind of franchise in Philippines runs successfully, the product has to be in demand or must be unique and extremely useful. A good market research and public opinion may help to open a correct product franchise.

Philippiness franchise association can be consulted in choosing the right kind of franchise to open according to current trend and demand of the market. This would further help the project to become fool proof and totally feasible. These are efforts to make sure that the franchise has enough takers in the market and that the products are in customers demand and will sell like hot cakes.

But some precautions are also to be taken by giving the franchise to someone. The franchisor should have enough knowledge about the product or service. He should be good at interacting with customers depending upon the kind of product. He should be passionate about his business and treat it dearly. Franchise in Philippines has many takers these days and is a very profitable business considering tourist and migrating population to this small but beautiful country.

Not Your Typical Flea Market

Not Your Typical Flea Market

Edmonton, AB has a discount market that many do not know about, its called the Super Flea Market and it’s located on 50 Street and Yellowhead Trail. This is not your typical Flea Market, what it is, is a hidden gem for shoppers. Over 70% of the products are brand new. They range from designer clothes, purses and jewelry to toys, shirts, caps and much much more.

As a money saver like many of you, I am always looking for the best deal. Even when I go shopping for groceries, I grab coupons for the products Im buying or will buy the brands that are on sale. Its human nature to do this, everyone does, so dont be afraid to save a buck or two. That is why I go to flea markets on weekends as they have come along way from the garage style environment to basically mini money saver malls.

The Super Flea Market is owned and operated by Marwan Moussa has transformed the old age garage style market to a modern mini money saver mall, chalk full of new products and services. He has 2 locations and each one has its own food court. Talking to John Pottie, manager of the northside Super Flea, he tells me people are lining up to get booths and tables for this place. Where do you find that?

I have talked to many of the vendors there and they tell me that they wont leave because the atmosphere is clean and the traffic is steady. This is a good sign for success. There are video game vendors, computer repair shop, cell phone store, coin vendors, these are vendors that you would not regularly see in a Flea Market.

So, my whole point here is, if youre looking to find a great bargain on new products, dont pass up flea markets as they just might surprise you. If you live in Edmonton, AB, Canada or surrounding area, I suggest you stop by on your weekends as you will probably find things your looking for but at a great deal!