Monthly Archives: January 2018

The Best Tactics For Short Term Forex Trading

The Best Tactics For Short Term Forex Trading

In terms of being the best tactician in short-term forex trading, we recommend momentum trading and for good reasons, too. Its main aim is to achieve the profit target as soon as possible with as little risk possible under the volatile circumstances that surround each forex transaction. Basically, you take advantage of the momentum when it is on your side by entering the forex market either on a long or short basis.

You will require three kinds of moving averages to accomplish your purpose, namely, the moving average convergence divergence (MACD), the 100-day simple moving average (SMA), and the 20-day exponential moving average (EMA). You will see why later.

For the MACD, be sure to use the default setting on the 5-minute chart. Said default setting is: Signal ENA=9, First EMA=12, and Second EMA=26. To start on this short-term forex trading strategy, open the 5-minute chart and look for the right currency pair. This means the pair trading below the SMA and EMA. Take a look at the MACD histogram. You will enter into a long trade when the MACD starts turning positive but stay within 5 candles. Your stop loss margin must be positioned at the candles low point, which should be above the EMA and SMA.

You will exit half of your position the moment the trade changes in your favour but be sure that it is still within the amount risked. The other half of your position will follow a trailing stop within a -15 pips on the 20-day EMA. This forex trading tactic should pay off handsomely under the right circumstances.

Now, lets assume that that your chosen currency pair is trading in the opposite direction above the EMA and SMA that is. In this case, you must be patient and wait until such time that the currency pair is trading below both the EMA and SMA by 15 pips, minimum.

In reverse of the first situation, you will enter into a short trade with the MACD turning negative within 5 candles. (The first situation was go long on positive turn). Your stop loss is at the high point of the first candle breaking through the EMA and SMA. (In the first, it was at a low point). You will also exit half of your position with the other half set for a trailing stop at +15 pips on the EMA. Again, this forex trading strategy should be in your favour when you can closely monitor the charts.

There are other strategies for short-term forex transactions, of course. Two examples are the use of 2 charts, namely, the hourly and the 10-minute charts as well as the 200-bar MA. You can also explore these options but we recommend trying the momentum trading strategy first.

Identifying Common Bank Owned Auctions Pitfalls

Identifying Common Bank Owned Auctions Pitfalls

Houses that are sold through bank owned auctions can provide an investor or a regular homebuyer with a good deal; that is, if they knew what they are doing and are aware of the possible pitfalls commonly associated with such deals.

Potential Benefits to Buyers

Most property lenders or banks that auction off properties are more willing to offer them at fair market values, unlike when a home is sold as an REO property. Auctions are also clear on the closing date, which eliminates buyer worries regarding how much time they have until they can no longer bid on the property.

Majority of auctions also have due diligence provisions of comprehensive details on the house being sold. If the buyer has conducted his or her own research on the property, they can use these details to compare information and find out more about the property they are trying to purchase.

Auctions also eliminate the problem of worrying about unexpected competition after the deal has been sealed, even from bidders who can make better offers, since once the auction is done and the winning bidder has been announced, that bidder automatically owns the property.

The Not So Good Aspect of Auction

Homes under bank owned auctions are not exempted from problems of eviction. This means that it is also possible for an auctioned property to be still occupied by the former owners. Sometimes, former owners try to get back at their lenders by thrashing the place, effectively increasing the expenses of the buyer since he or she would need to take care of the repairs.

The winning bidder in an auction is also required to put down the money for the property in cashier’s check or in cash the moment he or she won the bidding war. For auction bidders, it is necessary to attend auction events armed with cash that is at least equivalent to the amount of bid that he or she is going to put down for a property.

There are some good things about buying properties at bank owned auctions, although there are also the usual problems. The best thing for a buyer to do is to research a property that he or she would like to bid on and to hire a professional agent to help in evaluating the worth of the house.

Bank Bonuses up! After bail out fill’s CEOS pockets

Bank Bonuses up! After bail out fill’s CEOS pockets

How you would feel if you could take home 10 to 15 million as a salary? Just for having a title and being a simple money manipulator. The banks say they need this type of talent (What talent?) to run these banks to make this sum of money they bring in. Imagine did we here the banks in Canada made a mere 140 Billion. Wonder how these guys can sleep at night when there is people they take their homes from and put people out on the streets. Imagine what would happen if you took a ten dollar bill out of the till? Think they would miss it? You’d get fired and they are allowed to take from anyone they choose hundreds of dollars and charge you outrageous sums for service charges. How come they don’t have the heart NOT to through people out on the street? They and the Governments have to be in bed with each other, It’s legal to take a home that some one has been paying for, sell it off for what they owe you and to pocket the “rest?”, But don’t take that 10 dollar bill from the till! Heard the term thieves dressed in flesh? They all fit the bill. No love in their hearts for the one who has been feeding them. They will go to far and cut off the hand that feeds. Wait and see and it will happen and these bankers will all starve! The word of God says people will be throwing their jewelry in the streets for a loaf of bread. Wonder if they’ll realise they are the money manipulators of the death for the majority of the human race? Wonder if they’d be ashamed of themselves knowing this and if they can sleep at night? Most of these types are psychopaths who don’t have a conscious and no real love in their heart. What they have has lied to them all their life. They caused this mess and people will remember. They will not rest, wait and see. Remember to take all you can from the working stiff and cut off the hand that feeds, but don’t take that 10 dollar bill from the till. And they won’t even help stop global warming research, while they live an affluent life of Reilly. Remember to, even when you live in the United States, these affluent soles ( shoe leathered) will close their doors to your money before they will give up their life style. And you will have nothing! Factual! David Chura, research investigator, field of CMA energy, Buy oil support Terrorism or before it’s to late STOP and Prove your not! donating to the middle east terrorist funds! Who supplies their funds for weapons?

How To Keep Track Of Your Forex Trades

How To Keep Track Of Your Forex Trades

Successful forex trading requires that you keep a close eye on the various business aspects. It may be overwhelming to keep in mind all these activities and transactions. For this reason, it is essential to have a system of analyzing and evaluating your various actions. The trading log is an important tool in forex trading. It assists you in recording and keeping track of all your important tasks and transactions. It is a very effective and efficient system that will save you the time and energy that goes into all the trading chores when business is booming.

A forex trading log can be a simple tabular grids with entries such as the date, the price, number of lots opened, exit price, initial protective stop level, commodity, quantity and so on. Although most traders have been using personal diaries as the trading log, there are standard logs which have been designed specifically for forex trading. Some logs are in book form while others are digital. Both of them may have the same formats but vary with convenience and flexibility.

With the digitalization of business, book-keeping and accounting practices, more and more business owners are turning to digital trading logs. Spreadsheet programs can make a very good trading log for your business since they come with a host of computing and data management capabilities. Updating figures in the log can be easily automated allowing you a great deal of flexibility. Some of the commonly used spreadsheet programs which can be used to create a simple trading log include the Microsoft Excel and The Lotus 1-2-3.

Forex trading software available in the market may help you to carry out the various forex related tasks one of which is keeping an up-to-date log book. The software that you purchase is likely to have market forecasting and analysis tools and order as well as management capabilities; which makes it a good package to manage your forex transactions.

A good trading log will optimize your trading business by eliminating weaknesses. The entries and exits that are to be recorded on the log book should be determined before hand. Otherwise, it will be hard to know which trades are doing well and which one’s aren’t doing well. There should be an area where remarks and comments can be made after a fixed trading period. These will help you when making key decisions about what strategies to put in place to ensure that your’s profitable trading business remains so.

Secret Of Getting More Money Through Law Of Attraction

Secret Of Getting More Money Through Law Of Attraction

Money is the most important factor in everyone’s life. Everyone needs money for his or her daily requirements. Have you ever noticed the fact that why rich gets richer and the poor remains poorer. There is very important fact hidden behind this thing. Rich understand each and every point and they invest money in the right channel, but poor people have the money that they could only spend on paying the bills. Many people try to use the law of attraction in their field and most of them fail. Some people know the art of attracting the money. Law of attracting money is very simple but you need to be very dedicated towards it. The rich are able to find the ways to use their capital to make more money. Poor people see the ways of earning money as a burden. They spend all the money in paying the bills or in other household activity. The basic rules of the can be understood through the basic steps.

If you are not thinking about the ways to make money then you are going to remain poor for most of your life. You should be able to think quick and properly channelize your plans. Take some time out of your work every week and invest time in doing some part time work. Invest some time doing stuff like internet marketing, investing in stocks, etc. Then you would see every month, your money would be growing. Side by side with money, your knowledge and experience would also grow. Your money has to come from someone, somewhere. If you are positive about your goals then the universe would unite with you to achieve your goals.

Actions speak louder than the words and you must work in accordance with your desires to achieve the required goals. You frequently use the credit card to make the purchase. Using the plastic has become very important in today’s time. But, the amount that you use from your credit card is not deducted directly from your credit card account in real time. I know many people who are carrying the credit card debts in today’s time. To keep away from these kind of debts use the debit card as much as possible. Many people have the pay later mentality which directly means owing the money. Rich people often visualize having so much money in their wallet or in bank accounts. In this way they attract money in their life. Rich people make it a ritual to meditate and think about the electro- magnetism power of the universe.

Author Bio- Self development coach and motivational author. He sometimes also performs the duty of an occasional speaker.

Is A Car Wash Franchise A ‘cash Flow’ Machine

Is A Car Wash Franchise A ‘cash Flow’ Machine

The best answer to that question about a car wash franchise depends on your comfort level with taking risks. Every business has risks involved and car wash franchises are no different, however they do offer a unique opportunity in a cash business.

There are a few things you must consider before diving into the car wash franchise industry. The first decision is to decide what type of car wash franchise system you want to own. You have the option of a fully automated system that does all the work for you or you can choose to have a partially automated system that will require employees to finish the work. At first glance the fully automated one seems like the most logical choice but having more running equipment can mean more expensive things that break down and need fixing. Don’t forget that if your machines are down, cars aren’t getting washed and no money is coming in.

Choosing the right location for a car wash franchise is practically the most important thing you can do, and I’m talking more about cities than specific locations. Seattle rains about 300 days per year and people aren’t really interested in washing their cars there. On the flip side, sunny southern california barely has rain and people in socal really want to keep their car looking clean.

In talking about cash flow for a car wash franchise, one immediate hurdle is the initial franchise start up fee which ranges anywhere from $1,000 to $100,000. Typically they are in the $20,000 – $30,000 range. Some franchise fees are even non-refundable even if you decide to not buy the franchise. Make sure you find that out before you put any money down.

Another major cost of owning a car wash franchise is the royalty payments. They typically range from 3% – 6% of gross sales, not net profits. Some franchises have minimum monthly revenues no matter what happens in your business. So if you have some slow times or it rains 14 straight weekends in a row, you still gotta pay the minimum requirements.

Don’t forget that other typical car wash franchise expenses include equipment, signs, working capital, advertising fees, etc. Equipment could be anything from chemicals to car accessories to cash registers.

Bottom line is that owning a car wash franchise for cash flow is a proven business system as long as all factors are taken into consideration and smart business choices are made.

Reasons behind Tax Controversy

Reasons behind Tax Controversy

A tax controversy between an individual or a company and Internal Revenue Service can arise due to tax evasion, tax fraud or other minor mistakes. If an IRS agent feels that there is some discrepancy in a tax return like misrepresentation of income, failure to represent actual income, excessive deductions; an audit may ensue.

Tax Audit

IRS will notify you if they want to carry out any tax audit. They will do everything to find out even the smallest breach of the US tax laws. Moreover, audits are stressful and lengthy process and invade an individual’s personal and professional life. It will be best to take legal counsel as soon as you are notified of audit or tax examination.

Efficient lawyer knows how to deal with IRS agents and what documents one may require for audit. If the audit outcome is somehow unsatisfactory, IRS has rights to bring in criminal charges of tax evasion or fraud.

Tax Evasion

When someone deliberately avoids tax payment it can be said as tax evasion. Intentionally avoiding tax is a crime. A company or an individual has to face severe penalties like 5years of prison and $100,000 fine for carrying out such a crime. If you are accused for tax evasion; contact with skilled lawyer. The lawyer will help to avoid imprisonment and harsh fines.

Tax Fraud

Failure to file tax return, sales tax fraud and failure to represent actual income can result in civil and criminal penalties. It is also a serious charge and may result in prison time and heavy fines.

If you are investigated for tax fraud or already charged with the offence, contact a lawyer immediately. A lawyer if present from the beginning will enhance chances of your release. For perfect resolution of tax issues you need to appoint a qualified and experienced lawyer.

Qualities that you should look in a tax lawyer

Every cannot save you from a tax audit or a tax case. Licensed lawyers who possess experience in dealing with IRS know how to proceed with a tax case and negotiate matters with them. If you received an audit notice from IRS, you may be sure that there are some kinds of problems. It is best to consult a lawyer at that moment.

A lawyer may examine details about your finance and be prepare to answer IRS agents. If you try to do it yourself a small mistake can cost you much. Each of your statement is vital and can be used against you in the case.

Auto insurance saving tips for individuals read before you select an insurance policy

Auto insurance saving tips for individuals read before you select an insurance policy

Every single person with a minimal income owns a car nowadays. Car was a luxury commodity in earlier times – very few people were able to buy it. Today it has become an essential commodity with almost every one purchasing a car for their comfort and needs. Different car manufacturing companies are offering various installments schemes for customers. With the help of an easy installment plan, anyone can purchase a new car now. It is always best to invest in a car insurance policy when you have a car of your own. There are different plans and policies for you to choose from. A car insurance policy will help the car owner to protect his or her losses. In case of accidents, auto thefts, or other related car problems – the insurance policy gives the insured person a much needed financial support.

In the market there are several insurance companies present today. Each and every company is fighting among themselves to be the best and number one company. In order to gain more and more number of customers, every company is trying to provide the best car insurance policy to their customers. If you are interested in a car insurance policy, then ask for insurance quotes from different companies. Fill up the form with your basic information and ask for an insurance quote.

You can ask for insurance quotes from more than one company. Compare these quotes yourself or with the help of online websites or tools. Select the best suited plan for your car and yourself after researching carefully. Do not make haste judgments in case of insurance plans and policies. Read the terms and conditions carefully before signing any papers. If you need saving tips on auto insurance policies then ask a knowledgeable person or a reliable agent.

You can also use the internet services to learn more about various car insurance policies and companies. There are mainly three different types of car insurance policies – third part liability coverage plan, collision coverage plan and comprehensive coverage plan. Most car owners invest in the comprehensive coverage plan for its extensive and flexible nature. This package includes car theft coverage and accidental coverage for car owners. With the help of online insurance websites, you can buy a car insurance policy within minutes without any trouble. There are also several websites which offer individuals with various information regarding insurance policies and companies. They provide people with much needed tips about auto insurance savings and premium rates.

provide people with much needed tips about auto insurance savings and premium rates. .

Grocery Coupon Overage Saves Even More Money

Grocery Coupon Overage Saves Even More Money

Those of you who have been following me know that I am big on saving money when I shop. I have been shopping with and recommending printable grocery coupons for several years now.

This article will go over the details on a way you can save even more money at the grocery store by taking advantage of something known as coupon overage.

Overage is when you redeem a coupon that has a value greater than the selling price of the product. The difference between the two is the overage. For example, say you have a printable grocery coupon for $1 off on a particular product. When you make your weekly trip to the store, that item is sale priced for 90 cents. You redeem your $1 off coupon and end up not only getting the product for my favorite four letter word, free, plus you earn 10 cents in overage. This is money that can be applied to other products you buy.

And just so you understand how it works, stores receive reimbursement from the manufacturer when one of their printable grocery coupons is redeemed. The store will receive both the amount of the coupon plus an additional few pennies to cover their costs of processing. Coupons are actually a powerful and lucrative promotional method for the stores.

However, something you need to know is that not all stores will allow overage. Prior to your next shopping trip, you should check your regular store’s coupon policy to see if they permit it. The savings from overage can really add up. Coupon policy should be an important part of your decision on which grocery stores to do business with.

Something else I suggest is that you keep a printed copy of your store’s coupon policy with you when you shop. Sometimes store employees are not familiar with all policies and procedures. The print out of the store’s policy has saved me time at checkout on more than one occasion.

Learn how to use grocery coupon overage. If you plan your shopping carefully, you can accrue extra money in overage each trip. It’s like getting products for free!

Discover how to save time and money every time you shop. Read this and other articles at my blog. Visit my website for more information and a top source of .

Learn The Dividend Policy In Financial Management

Learn The Dividend Policy In Financial Management

Results Plan in Financial Management

Dividends are those incomes which are distributed among stockholders of a company. These incomes are compensated either in money or in stock, usually on a monthly basis and may be compensated only out of maintained income, not from invested investment. Dividends are only compensated when the corporation’s success can assistance this pay out. The more and frequent the corporation’s success, the frequent the transaction of returns. The amount of dividend compensated for each discuss is determined by the corporation’s policy towards them. Organizations are not required lawfully to pay returns, but to keep the traders interested in the company, the control pays out dividend, though the percentage of returns per discuss can differ from season to season, as it is determined by the success of the company.

There are other aspects also which choose the transaction of dividend in the company. These include corporate amount of development, limited covenants, income stability, degree of financial debt and tax aspects.

Dividend Policy
Dividend Plan is essential in dealing with certain aspects such as:
Influences the investors’ decisions: Community which wants to invest in a company will look for two aspects, the success of the company and the overall amount of development of the company. Earnings will determine the corporation’s dividend payout amount and of course amount of development of the company is also an essential aspect. So, a company seeking excellent investor assistance shall have to choose a dividend policy which can keep the traders happy.

Impact on financial program and investment funds of a company: Results policy is one of the aspects impacting a corporation’s financial and investment funds. The income of a company associated with a quarter or a season are usually taken into consideration. These incomes are either saved as maintained income or they can be compensated out. Retained income are excellent source of generating internal financial. A company cannot in many circumstances save 100% of the income or pay out 100% of the income as returns. Many a times, it needs to reach a balance between dividend payout amount and maintained income amount. The rates can be 50: 50, 60:40, 70:30, etc.

A company cannot afford paying out great dividend rates every season. Instead, it can adopt a low dividend payout amount which can be helpful during the years of low income as well.
High dividend amount will affect the income of the company. Companies with poor assets amount cannot pay out dividends because of less option money.
High dividend amount will decrease the stockholders’ value, since returns are compensated from maintained income. The result is higher financial debt to value amount.